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Financial Controller at Carmoola

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  • London
  • fulltime
  • ₤70000 per year

Job Advert - Financial Controller 


Carmoola is a new and innovative direct to consumer car finance company, focused on providing people with the best in class customer experience while delivering lower cost and fair financial products in a flexible way.

Carmoola is led by an experienced founding team who previously raised over £12M in venture funding for their previous startup. We value people that want to grow, love to be trusted, enjoy a joke and don’t bullsh**t.  We are now looking to build a team in preparation for launch in the summer, and If you are looking for your next challenge we would love to hear from you. 


  • Day to day running of the accounting process in Xero 
  • Ongoing management of financial reporting and accounting records under FRS102 & IFRS-9
  • Create, review and finalisation of monthly MI report
  • Point of contact for internal/external audit queries, manage supplier relationships and payments management
  • Ownership of the budgeting and forecasting process and provide actual vs forecast analysis
  • Preparation of key performance indicators and financial information for the Board, shareholders and other stakeholder reporting for CEO to review and sign off
  • Ensure daily customer account management tasks, refunds/chargeback etc. are carried out in line with the financial transaction procedures
  • Collation of FCA returns and other regulatory reporting
  • Support the debt sales process in relation to the distressed assets from finance, analyse the data, provide reasonable assurance from finance for debt sale sign offs
  • In time recruit, manage and assist training and development of financial accountant and Assistant Accountant
  • Continually review and improve internal finance processes and controls
  • Help the CEO with various ad hoc reporting and financial analysis
  • Look for opportunities to automate as much of the accounting process as possible

Essential Experience

You would be required to demonstrate the following:

  • An ACCA/CA Qualified Accountant with 2-3 years post qualification experience at a consumer lending business as a Financial Controller/Head of Finance
  • Trained with top tier accounting firm preferably an experience within consumer finance 
  • Experience of working within a regulatory environment
  • Solid Excel modeling skills with the ability to handle data in an efficient way
  • Business acumen, self-motivation, and strong leadership skills
  • Ability to work under pressure and tight deadlines
  • Show creative examples of learning and personal growth within your career to date 

Desired Experience

  • Experience of working for a fast-growth fin-tech 
  • Experience of working in the car finance industry
  • Multi-currency and multi-office finance function management experience
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