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Financial Operations Analyst at Chip

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  • London
  • fulltime
  • ₤23000 - ₤26000 per year

We are looking for a Finance Operations Analyst who will work with our team of talented Finance Operations Analysts and build the next generation of our mobile applications. 

You'll be working with one of the fastest growing fintechs, making sure the right tools are in place to enable the team to work as a business enabling function. You'll share your passion and experience with those around you, allowing and encouraging your less experienced teammates to step up to the challenges. 

What you can expect to be doing:

  • Reconcile customer accounts to ensure accuracy across all balances
  • Identifying, investigating and resolving client account discrepancies
  • Automate and simplify processes using SQL/Python
  • Ensure accurate accounting of payments transactions
  • Setup and continuous improvement of reporting and reconciliation processes
  • Work with data team to ensure accurate reporting and distribution of information across the business
  • Transaction monitoring for risk and compliance
  • Work with product team on new features to understand cost and process impacts

What we’re really looking for:

  • At least 1 year experience in finance operations, ideally having taken part in setting up new reconciliation processes
  • Experience within a Finance/Payments environment 
  • Intermediate-Advanced Excel
  • Good experience using SQL/Python
  • Experience of writing queries in SQL
  • Numerate with an analytical mind and strong problem-solving skills
  • Attention to detail
  • Fast learning, with the ability to multitask and prioritise workload appropriately

What we’re really looking for: âœï¸

Someone with a genuine interest in Chip and is excited about being part of a fast-growing company and our mission to build the best savings account in the world.

Although we’re in the financial space, and under the scrutiny that comes with it, the current fin ops team works well together, and even sometimes with a smile. We’re sure you’ve got the technical skills, otherwise you would have stopped reading by now, so let us be clear on what will make us want to work with you.

We want a real person, with interests outside of work, to join our team. You could be a dancer, a gamer, a musician, a parent, a hockey fan, or even that one person that still writes Twilight fan-fiction. Doesn’t matter to us.

At the interview stages we will be looking for empathy, eq, fun stories, and ability to smile even when things are tough.


  • £23,000 - £26,000 per annum dependant on experience
  • Discretionary share option bonus every 6 months
  • Workplace pension scheme (Employer: 3% / Employee: 4% / Tax Relief: 1% / Total: 8%)
  • We are an equal opportunity employer and value diversity
  • Flexible working arrangements
  • Unlimited holiday (28 days contracted but policy not to count) ✈️
  • Personal Learning Allowance
  • Company laptop
  • Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high growth fintech startup 🚀

Our Interview process: ðŸ“–

  1. Video Screen with someone from our Talent team
  2. Short take home test
  3. Video interview with the hiring manager
  4. Final interview with VP of Operations

Note to Agencies

Chip does not accept unsolicited CVs from recruiters or employment agencies in response to any of our live roles on our career page. Chip will not consider or agree to payment of any referral compensation or recruiter fee relating to these unsolicited CVs. Chip explicitly reserves the right to hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited CVs, including those submitted to hiring managers, are deemed to be the property of Chip.

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