Operations Analyst - Payments Focus
at Growth Street Ltd in London
(₤25000 - ₤40000 per year)
We are seeking a Operations Analyst to work with and directly report to the Operations Director, leading on and improving our payment operations. In this role, you will be the only member of the Payment Operations team. You will be responsible for improving and executing payment monitoring processes and you will work closely with our Relationship Management team to support more complex deals and apportion payments. You will also work with Business Intelligence towards establishing an automated reporting suite, and with various senior stakeholders on other regular as well as ad-hoc reporting, reconciliation and monitoring activities.
You will develop a deep understanding of how we work as a business and become the expert for our marketplace that matches lenders and borrowers. You will own payment reporting & monitoring processes and learn about regulatory requirements for start-ups in financial services. This role is a great opportunity for those who are keen to take ownership over a critical business area in fast-growing financial technology start up and are not afraid to get their hands dirty.
At Growth Street, we are passionate about helping businesses maximise their potential, making applying for credit as quick and easy as possible.
We have crafted an efficient marketplace for both borrowers and lenders, so they can get a better deal and a better service than the banks can offer. We are not a bank, and we are far more than an alternative lender. We are the future of business finance. With lines of credit up to £1,000,000 for UK businesses to borrow, our marketplace allows businesses to grow.
Monitor and reconcile transactions, payment volumes and more across all our systems daily
Be the go-to-person for payment activities and behaviours for senior stakeholders from Engineering, Legal, Credit and Commercial
Use strong problem solving skills and a deep understanding of our systems to resolve incidents with our customers in mind
Produce weekly transaction activity forecasts for our external partners
Establish & maintain regular reports for management and investors on loan operations activities
Maintain and improve a reporting suite for auditing by third parties and for management purposes
Depending on your experience and drive, we would also like you to get involved in the following activities:
Drive forward the automation of all payment operations work by leading on various projects
Work with Business Intelligence towards establishing fully automated loan operations reporting
Work with our Operations Director and Head of Product to establish product requirements for payment and fraud monitoring going forward
Evaluate and initiate new product opportunities that have a direct impact on our customers
Strong data analysis and Excel skills are absolutely essential (from conceptualisation to presentation)
Relevant experience – for example in payment operations, customer support, and/or auditing – is an advantage
Work experience in a start-up environment preferred but not required
SQL skills in no way required but could be a plus
Competencies & Traits
We expect you to be…
Process driven – You understand processes intuitively, are highly organised, and are constantly on the lookout to improve the way you work. You love tweaking things.
Collaborative – You seek first to understand and then to be understood. You communicate your actions and intentions clearly – verbally as well as in a written form.
Proactive – You have a proactive attitude towards problems. You pay attention to details and think about the implications of what you are doing.
Tenacious – We work in a regulated environment where change must be approached carefully – and payment operations are at the core of what we do. You see this as a challenge and get things done by having the right mix of patience and tenacity.
A good CV or highly relevant work experience alone are often not a good indicator of role- and culture-fit. You should see yourself in the above list of competencies/traits. During the interview stages, you will be tested systematically on each of them.
Salary: £25-40k, depending on experience
Employer pension contributions of 5% of your base salary (after probation period)
Free breakfast & fruit, budget for books, weekly lunch & learns and more…
Growth Street recruits the best talent from around the world: 40% of the team started life outside the UK. We also welcome applications from within EU (Brexit or no Brexit!).
The role is based in our London offices. We are located 5 minutes from Liverpool Street and 3 minutes from Aldgate tube station.