Are you keen to work somewhere that’s stimulating and friendly, with loads of opportunities for growth and plenty of freedom to make a real impact? This could be the place for you!

We are looking for a Pricing Lead to join us at INSHUR; we are based in sunny Brighton (sea, chips and seagulls included) and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home. You’ll have the opportunity to work remotely while also connecting with your colleagues at our Brighton office at least once a week, fostering a dynamic and supportive environment.

You’ll be working on re-inventing insurance in exciting markets across multiple territories including the UK, US and the Netherlands, and new European countries as we expand.

Supported by (and reporting to) the Director of Underwriting, you'll be joining a friendly team of 6 who believe in challenging the traditional ways of insurance. We aim to provide pricing and analytical solutions to create innovative insurance products.

We value high performance and care deeply about making INSHUR feel like a place where everyone is building something really special, that we can all be proud of, and doing it with friends.

Requirements

What you'll do

As a Pricing Lead you will be responsible for the end-to-end pricing process, starting from analysing, modelling and making proposals, all the way to implementing changes and then monitoring the impact. You will aim to maximising business volume and value, whilst ensuring prices are technically adequate. This will be across all European territories on multiple lines of commercial motor business. Other key responsibilities include:

• Ensuring ultimate loss ratio targets are met
• Maximising growth of GWP and revenue
• Monitoring business performance
• Reviewing insurance profitability by developing loss ratios to ultimate
• Managing carrier relationships
• Manage the price change process
• Being the Pricing representative on key company projects
• Providing analytical support to the rest of the business
• Optimising the commission rate
• Developing prices for fleet business

We don’t have a definite checklist of skills - our hiring process is much more about aptitude and passion than ticking boxes. So don’t worry if you’ve not used a particular tool or checked off all the listed skills and experience.

That said, below is a guideline of skills that we think would make you successful in this role.

We'd love to hear from you if you:

• Have worked in a Pricing environment within motor insurance
• Are a qualified or nearly qualified actuary
• Have plenty of experience using SQL, as well as some R or Python
• Have built and worked with pricing models such as generalised linear models (GLMs), gradient boosting models (GBMs) and other machine learning algorithms
• Have experience understanding loss ratio profitability
• Know the benefits of price optimisation and how to use it in practice
• Understand the commercial needs of stakeholders both internally and externally
• Are passionate about data, modelling and analytics
• Understand the value of data in a commercial environment

Your colleagues say you:

• Have great attention to detail
• Are data driven
• Can communicate well
• Will go the extra mile

Benefits

What we offer

We offer all our employees stock options and we will pay into your pension monthly. We've also built a benefits package that invests in our people’s long-term personal and professional growth and wellbeing. Here’s a sample of what this includes:

• 30 days of holiday annually in addition to bank holidays
• Private healthcare scheme for you and your family
• Life Insurance
• Up to 13 weeks of parental leave at full pay, regardless of your gender
• Flexible working hours
• Annual personal training allowance and regular learning opportunities

• Monthly flexible wellbeing allowance to help you stay healthy and productive

• Access to Employee Assistance Program

It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need.

About Us

INSHUR is the fastest-growing global provider of insurance for the on-demand economy, making coverage fair and accessible for drivers.

Cutting edge technology underpins our revolutionary offering for on demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber and Amazon, we’ve been helping drivers stay on the road since 2016 through our data, technology and in-house expertise.

We completed our B1 funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future.

As a global team of 200+ people based across the US, UK and the Netherlands, we value:

• Generosity, inclusivity, open-mindedness and diversity
• The delivery of great results and learning in the open
• Freedom to make long-term, high-impact decisions
• The wellbeing of our teammates and the people around us

And… Enjoying the ride!

Equal opportunities

We believe that having a diverse team where everyone can be their authentic self is the key to our success. We are passionate about equal opportunities and improving the tech industry for the better, so we encourage people from underrepresented backgrounds to apply. We don't discriminate based on race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability or age. ​Our offices, when open, are child-friendly, dog-friendly and fully wheelchair-accessible​.

While this position is advertised as full-time, we are flexible on the specific arrangements for the right candidate and would be happy to discuss part-time, job-share or other flexible arrangements, if required. Let us know in your application if you have accessibility requirements for your interview and we will do our best to accommodate.